Progressive survey shows mishaps that occur along the way while RVing
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Travel trailer
"Travel trailer owners are three times more likely than motor home owners to say they didn't buy any RV insurance "

Insurance survey:

 More than 1,000 RVers countrywide tell of the amusing and at times embarrassing mishaps they've experienced while traveling.

Progressive, a leading RV insurer and the number one seller of RV insurance through independent agents, surveyed more than 1,000 RVers countrywide to find the amusing and at times embarrassing mishaps they've experienced while traveling. The survey also asked RVers about their insurance because, when blunders do happen, it's important to have the right coverage and service that gets them back on the road, fast.

"RVs can be a fun and relaxing way to travel but, as our survey shows, it's not unusual for a few mishaps to happen along the way," said Eric Westphal, RV product manager, Progressive.

Top Five Blunders Made While RVing

  1. Driving off with the steps extended (14 percent)
  2. Backing up into a post or other stationary object
    (8 percent)
  3. Misjudging the amount of overhead and/or side clearance space (7 percent)
  4. Not connecting the tail lights correctly (5 percent)
  5. Running out of fuel (3 percent)

Oops He Did it Again 
Female RVers are slightly more likely than male RVers to not connect the tail lights correctly. However, the opposite is true when it comes to other blunders: Men are more likely than women to drive off with the steps extended, back up into a post or other stationary object, and misjudge the amount of overhead and/or side clearance space.

Three Things RVers Forget to Routinely Check Before Taking a Trip

  1. Tire pressure (10 percent)
  2. Propane supply (9 percent)
  3. Water supply (7 percent)

Love 'Em and Leave 'Em

Two (2) percent of RVers surveyed have blundered by leaving a passenger behind at a campground, rest area or other stop while traveling in their RV. The person left behind most often? A spouse or significant other; pets and grandparents are least likely to be left behind.

Lotsa Miles, Little Coverage

The majority of RVers surveyed (53 percent) spend a month or more RVing each year and 42 percent travel more than 500 miles per trip. But, less than one-third (28 percent) bought a stand-alone insurance policy with specialized RV coverages; the majority (54 percent) just added their RV to their private passenger auto policy and 14 percent didn't buy any RV insurance.

Travel trailer owners are three times more likely than motor home owners to say they didn't buy any RV insurance (19 percent versus 6 percent).

"Breaking and Entering"
Sixteen (16) percent of RVers say a rodent or animal that didn't belong to them entered their RV and caused damage. The most common animals to "break and enter?" A rat or mouse (81 percent) and a squirrel (12 percent).

One RVer wrote in that a horse came in to the RV and caused damage!

Read the full survey press release here 
RoTi RV insurance section 
Latest RVing news headlines   

What do you think?  
Add your comments below ...

   

Readers comments:

Don Dee :   Have been RV-ing since 1974. Have over 20,000 miles on a 2005 Holiday Rambler coach. Have ALWAYS made it a practice to walk around the coach BEFORE moving it after being parked. Pretty hard not to see the antenna (the new coach has a big red light if the antenna is up and the ignition key is turned on, can't miss it) is not down or a sewer or water hose still connected. Also a good time to "thump" the tires before moving. Mistakes can happen but it will reduce them greatly if all RV owners would just walk around their unit before moving it. If towing always check the hitch and safety chains also. Wish you all a safe and happy trip.

Pauly Kenton :   I've driven off with the antenna raised more than once but fortunately it never caused a problem and I didn't need to claim from my policy. When I think of all the goofs I've made in 17 years RVing I think how I should be in the insurance business, I've never claimed once.

Joel G :   You forgot about driving off with your TV antennae still in the raised position on top of your RV.

Benjiboy :   You're lucky, I've claimed from insurance twice and think I've received about 30 times more than my premiums. Without good insurance RVing wouldn't be possible, the risks are too great.

Casey Randell :   I've backed into things twice, misjudged the side space very often (but never had an accident because of it yet) and run out of gas once. I've also left our dog behind once and driven off with the satellite dish still up once. Another thing I've done is driven off without disconecting the sewage hose. Despite all this we've only claimed from insurance once in twenty seven years and I think I've paid about 6 times more in premiums than I've claimed.

Ken K :   I'm surprised that driving off with the steps extended is the main problem. On my coach it's not possible, there's an interlock with the engine start and the door. I guess this problem is with trailers but I still don't understand why there's not some sort of interlock.

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