|
"Travel
trailer
owners
are
three
times
more
likely
than
motor
home
owners
to
say
they
didn't
buy
any
RV
insurance
"
|
|
Progressive
survey:
More
than
1,000
RVers
countrywide
tell
of
the
amusing
and
at
times
embarrassing
mishaps
they've
experienced
while
traveling.
|
|
|
MAYFIELD
VILLAGE,
Ohio
—
May
7,
2007
—
The
morning
starts
out
like
most
do
in
your
RV
—
traveling
down
a
quiet
highway
with
a
hearty
breakfast
under
your
belt
and
a
good
cup
of
coffee
within
reach
when
you
realize
that
blowing
white
thing
behind
you
is
your
now-shredded
awning,
the
bang
you
heard
earlier
was
your
toad
coming
unhooked,
and
the
spider
crack
from
the
rock
that
hit
your
windshield
is
growing,
a
lot.
You
signed
up
for
adventure,
but
not
this
much!
Don't
worry.
You're
not
alone
according
to
an
online
survey
recently
conducted
by
The
Progressive
Group
of
Insurance
Companies
that
found
that
life
on
the
open
road
can
sometimes
get
bumpy.
Progressive,
a
leading
RV
insurer
and
the
number
one
seller
of
RV
insurance
through
independent
agents,
surveyed
more
than
1,000
RVers
countrywide
to
find
the
amusing
and
at
times
embarrassing
mishaps
they've
experienced
while
traveling.
The
survey
also
asked
RVers
about
their
insurance
because,
when
blunders
do
happen,
it's
important
to
have
the
right
coverage
and
service
that
gets
them
back
on
the
road,
fast.
"RVs
can
be
a
fun
and
relaxing
way
to
travel
but,
as
our
survey
shows,
it's
not
unusual
for
a
few
mishaps
to
happen
along
the
way,"
said
Eric
Westphal,
RV
product
manager,
Progressive.
"Although
some
of
them
can
be
pretty
funny,
they
can
also
lead
to
costly
damages.
We
want
RVers
to
know
that
not
all
insurance
policies
are
the
same
—
it's
important
for
them
to
know
what
coverages
are
available
that
can
protect
them
and
their
vehicles."
The
survey
found
that
the
most
common
mistakes
RVers
say
they
make
while
RVing
are:
driving
off
with
the
steps
extended,
backing
up
into
a
post
or
other
stationary
object,
misjudging
the
amount
of
overhead
and/or
side
clearance
space,
not
connecting
the
tail
lights
correctly,
and
running
out
of
fuel.
But
it's
not
just
operating
your
RV
that
some
people
have
trouble
with:
Two
(2)
percent
of
RVers
surveyed
actually
admitted
to
mistakenly
leaving
a
passenger
behind
at
a
campground,
rest
area
or
other
stop
while
traveling
in
their
RV.
The
person
left
behind
most
often?
A
spouse
or
significant
other;
pets
and
grandparents
are
least
likely
to
be
left
behind.
Even
though
no
insurance
policy
can
make
your
loved
one
forgive
you
for
leaving
them
stranded,
by
having
a
specialized
RV
policy
you
can
make
sure
you
have
the
protection
you
need.
But,
while
the
majority
of
RVers
surveyed
(53
percent)
spend
a
month
or
more
RVing
each
year
and
42
percent
travel
more
than
500
miles
per
trip,
affording
them
plenty
of
time
to
make
a
mistake
or
two,
less
than
one-third
(28
percent)
bought
a
stand-alone
insurance
policy
with
specialized
RV
coverages.
In
fact,
the
majority
(54
percent)
just
added
their
RV
to
their
private
passenger
auto
policy
and
14
percent
didn't
buy
any
RV
insurance!
"Insurance
decisions
can
be
hard
to
make,"
said
Westphal.
"We've
been
insuring
RVs
for
more
than
25
years
and
offer
a
variety
of
specialized,
competitively
priced
coverages
that
have
been
designed
with
today's
RVer
in
mind.
They
can
choose
the
coverage
options
that
fit
their
needs
and
be
reassured
that
should
they
experience
a
mishap,
our
superior
claims
service
will
have
them
back
on
the
road
quickly."
Progressive's
specialized
RV
coverages
include:
- Total
Loss
Replacement
—
Progressive
will
buy
you
a
brand
new
motor
home
or
travel
trailer
of
similar
make
and
quality
if
your
RV
is
totaled
within
the
first
five
model
years;
- Emergency
Expense
Coverage
—
provides
up
to
$2,000
for
lodging
and
transportation
if
your
RV
is
damaged
while
traveling
more
than
50
miles
away
from
your
primary
residence;
- Full-Timer's
Package
—
offers
extra
coverage
if
you
use
your
RV
as
your
home
or
primary
residence;
- Replacement
Cost
Personal
Effects
Coverage
—
covers
the
loss
of
or
damage
to
the
contents
of
your
RV;
and
- Roadside
Assistance
Coverage
—
provides
towing
to
the
nearest
qualified
repair
facility
and
is
a
"Sign
and
Drive"
coverage,
meaning
no
out-of-pocket
expenses
for
customers.
Knowing
RVers
crave
comfort
and
convenience
beyond
their
insurance,
the
survey
also
asked
them
about
the
items
they
find
most
useful
in
their
RV.
Small
kitchen
appliances
and
entertainment
equipment
top
the
list
but
sometimes
safety
can
outweigh
the
creature
comforts:
RVers
say
a
fire
extinguisher
is
slightly
more
useful
than
a
cooler.
After
all,
a
cold
drink
can
come
in
handy,
but
only
after
that
pesky
fire
is
put
out.
For
more
information
on
Progressive
RV
insurance
please
visit
http://rv.progressive.com.
Top
Five
Blunders
Made
While
RVing
- Driving
off
with
the
steps
extended
(14
percent)
- Backing
up
into
a
post
or
other
stationary
object
(8
percent)
- Misjudging
the
amount
of
overhead
and/or
side
clearance
space
(7
percent)
- Not
connecting
the
tail
lights
correctly
(5
percent)
- Running
out
of
fuel
(3
percent)
Oops
He
Did
it
Again
Female
RVers
are
slightly
more
likely
than
male
RVers
to
not
connect
the
tail
lights
correctly.
However,
the
opposite
is
true
when
it
comes
to
other
blunders:
Men
are
more
likely
than
women
to
drive
off
with
the
steps
extended,
back
up
into
a
post
or
other
stationary
object,
and
misjudge
the
amount
of
overhead
and/or
side
clearance
space.
Three
Things
RVers
Forget
to
Routinely
Check
Before
Taking
a
Trip
- Tire
pressure
(10
percent)
- Propane
supply
(9
percent)
- Water
supply
(7
percent)
Objects
in
Mirror
May
Appear
Closer
than
They
Are
Motor
home
owners
are
two
times
more
likely
than
travel
trailer
owners
to
forget
to
check
the
rear-
and
side-view
mirrors
before
using
their
RV
(8
percent
versus
4
percent,
respectively).
Top
Three
Personal
Items
Lost
or
Damaged
While
RVing
- Camping
supplies
(19
percent)
- Clothing
(15
percent)
- Cooler
(12
percent)
The
number
one
personal
item
travel
trailer
owners
lose
or
damage
is
camping
equipment;
for
motor
home
owners,
it's
clothing.
Love
'Em
and
Leave
'Em
Two
(2)
percent
of
RVers
surveyed
have
blundered
by
leaving
a
passenger
behind
at
a
campground,
rest
area
or
other
stop
while
traveling
in
their
RV.
The
person
left
behind
most
often?
A
spouse
or
significant
other;
pets
and
grandparents
are
least
likely
to
be
left
behind.
Lotsa
Miles,
Little
Coverage
The
majority
of
RVers
surveyed
(53
percent)
spend
a
month
or
more
RVing